Motor insurance reform in Tunisia

The main changes concern the following points:

• Responsibility, initially based on fault, should be replaced by objective responsibility, except when the driver is responsible for the accident: “On the assumption of a shared responsibility, the victim will be compensated 100% against 50% only for the driver”.
• Medical expertise of corporal damages will fall exclusively with medical experts and corporal damage compensation specialists.
• A “scalable system for the evaluation of the damage” will apply to judges and insurers alike.
• Payment of compensation will extend to the spouse, the descendants, as well as the direct ascending of the policyholder.
• An amicable settlement will become the first mandatory procedure before legal proceedings.
• Drivers' awareness will be increased via prevention campaigns and the sensitization of the various concerned institutions.

Excerpt from the daily tunisian newspapaper, “La Presse” May 28, 2003