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Non-life insurance companies in Zimbabwe: turnover 2025
Figures in thousands
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| Companies | 2025 turnover | 2024 turnover | 2024-2025 evolution (1) | 2025 shares | ||
| ZWG | USD | ZWG | USD | |||
| Old Mutual | 1 233 673 | 47 484 | 639 490 | 24 787 | 92.90% | 15.10% |
| Nicoz Diamond | 1 114 322 | 42 890 | 707 590 | 27 426 | 57.50% | 13.70% |
| Zimnat Lion | 960 842 | 36 983 | 583 893 | 22 632 | 64.60% | 11.80% |
| Alliance | 958 965 | 36 911 | 630 569 | 24 441 | 52.10% | 11.80% |
| Cell | 935 143 | 35 994 | 594 317 | 23 036 | 57.30% | 11.50% |
| Sanctuary | 505 939 | 19 474 | 358 394 | 13 891 | 41.20% | 6.20% |
| FBC | 434 146 | 16 710 | 213 976 | 8 294 | 102.90% | 5.30% |
| CBZ | 356 050 | 13 704 | 168 908 | 6 547 | 110.80% | 4.40% |
| Econet | 354 632 | 13 650 | 107 118 | 4 152 | 231.10% | 4.30% |
| Champions | 265 268 | 10 210 | 118 508 | 4 593 | 123.80% | 3.30% |
| Hamilton | 206 316 | 7 941 | 77 835 | 3 017 | 165.10% | 2.50% |
| Clarion | 180 979 | 6 966 | 74 869 | 2 902 | 141.70% | 2.20% |
| ECGC | 153 755 | 5 918 | 36 726 | 1 423 | 318.70% | 1.90% |
| Credsure | 120 164 | 4 625 | 64 082 | 2 484 | 87.50% | 1.50% |
| AFC | 103 424 | 3 981 | 63 981 | 2 480 | 61.60% | 1.30% |
| Evolution | 60 265 | 2 320 | 88 632 | 3 435 | -32.00% | 0.70% |
| Quality | 59 341 | 2 284 | 46 073 | 1 786 | 28.80% | 0.70% |
| Safel | 51 965 | 2 000 | 11 146 | 432 | 366.20% | 0.60% |
| Allied | 44 485 | 1 712 | 17 396 | 674 | 155.70% | 0.50% |
| Empaya | 36 821 | 1 417 | - | - | - | 0.50% |
| Misty | 17 198 | 662 | - | - | - | 0.20% |
| Total non vie | 8 153 693 | 313 836 | 4 603 503 | 178 432 | 77.10% | 100% |
Life insurance companies in Zimbabwe: turnover 2025
Figures in thousands
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| Companies | 2025 turnover | 2024 turnover | 2024-2025 evolution (1) | 2025 shares | ||
| ZWG | USD | ZWG | USD | |||
| Nyaradzo Life | 3 648 870 | 140 445 | 1 449 270 | 56 174 | 151.80% | 48.20% |
| Doves Life | 992 040 | 38 184 | 437 450 | 16 956 | 126.80% | 13.10% |
| Old Mutual Life | 991 040 | 38 145 | 221 730 | 8 594 | 347.00% | 13.10% |
| Econet Life | 417 820 | 16 082 | 164 970 | 6 394 | 153.30% | 5.50% |
| First Mutual Life | 416 840 | 16 044 | 319 430 | 12 381 | 30.50% | 5.50% |
| Zimnat Life | 413 830 | 15 928 | 224 170 | 8 689 | 84.60% | 5.50% |
| Fidelity Life | 262 990 | 10 122 | 171 290 | 6 639 | 53.50% | 3.50% |
| CBZ Life | 200 850 | 7 731 | 99 220 | 3 846 | 102.40% | 2.70% |
| ZB Life | 169 190 | 6 512 | 43 800 | 1 698 | 286.30% | 2.20% |
| Nhaka Life | 40 730 | 1 568 | 13 920 | 540 | 192.60% | 0.50% |
| Evolution Life | 10 110 | 389 | 4 610 | 179 | 119.30% | 0.10% |
| Heritage Life | 1 140 | 44 | 2 510 | 97 | -54.60% | 0.00% |
| Total vie | 7 565 450 | 291 194 | 3 152 370 | 122 186 | 140% | 100% |
Non-life insurance companies in Zimbabwe: technical ratios 2025
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| Loss ratio | Management expenses ratio | Combined ratio | |
| Old Mutual | 64% | 32% | 96% |
| Nicoz Diamond | 58% | 37% | 95% |
| Zimnat Lion | 57% | 38% | 95% |
| Alliance | 59% | 35% | 94% |
| Cell | 71% | 29% | 100% |
| Sanctuary | 58% | 42% | 100% |
| FBC | 58% | 42% | 100% |
| CBZ | 62% | 42% | 104% |
| Econet | 42% | 52% | 94% |
| Champions | 15% | 77% | 92% |
| Hamilton | 12% | 68% | 80% |
| Clarion | 14% | 75% | 89% |
| ECGC | 61% | 58% | 119% |
| Credsure | 39% | 65% | 104% |
| AFC | 32% | 91% | 123% |
| Evolution | 51% | 47% | 98% |
| Quality | 27% | 74% | 101% |
| Safel | 9% | 70% | 79% |
| Allied | 53% | 127% | 180% |
| Empaya | 5% | 107% | 112% |
| Misty | 54% | 88% | 142% |
| Total non vie | 55% | 43% | 98% |
Exchange rate as at 31/12/2025: 1 ZWG = 0.03849 USD; 31/12/2024: 1 ZWG = 0.03876 USD
Source : The Insurance and Pension Commission (IPEC)
Read also | Zimbabwe Insurance Industry
