Editorials

Disruption of the supply chain, the Pandora’s box
June 2018
Globalization, which started following the fall of the Berlin wall, has paved the way for an economic competition at the global level. The new prevailing model not only requires free flow of goods and services but it also leads to the State’s withdrawal for the benefit of corporate business.
Insurtech, the insurance of the future
May 2018
The revolution of the century is setting foot in the insurance business. Small companies, newly-established, with a skeleton staff, with not much of a visibility and short of resources, turned up overnight in the position of challenging or even squeezing out giant and internationally renowned partners.
The masters of Africa
April 2018
South African insurers, not exactly expected so early in the north of the continent, are launching major maneuvers in a business that they already dominated head and shoulders.
Digital insurance, the new Eldorado
March 2018
Who would have imagined it? Insurance, this venerable institution comes out of its hibernation to embark on the most formidable stage of its evolution thanks to technological breakthroughs.
The advent of «AssurTech»
February 2018
New technologies are causing an upheaval in the economic activity, introducing a real revolution like a tidal wave sweeping everything away as it passes by. Insurers, as well as bankers and other corporate executives, are at a loss not knowing what to do. They are torn between the patterns of the past and all the more futuristic visions.
Gulf insurers up against changing times
January 2018
Abrupt falling oil and gas prices deeply affected the Gulf States’ economies. Declining revenues triggered a decrease in oil profits, with investments and subsiding crumbling in the process.
Reinsurance: struggling to survive
December 2017
Reinsurers in emerging countries are on the defensive. In order to stay afloat, they are required to meet the expectations of their shareholders, fighting on all fronts and removing one by one the obstacles that stand before them. The resources made available to them may sometimes seem so small in view of the numerous challenges lying ahead.
Reinsurers back to the wall
November 2017
Already strained by tariff reduction and low interest rates, reinsurers have serious reasons to worry. The profits reaped in recent years were only possible because of a low loss history of natural catastrophes risks. Yet, during the second half of 2017, an unprecedented succession of cyclones along with other earthquakes comes as a clear reminder that the market fundamentals remain fragile.
Extreme risks insurability
October 2017
After  the relative respite that followed the black 2005 year, reinsurers are worrying again due to the upsurge of natural catastrophes in 2017. The substantial increase in damage, frequency of events, in particular their intensity over a short period of time, did have their toll on the market. Swiss Re, Munich Re, Hannover Re, Scor and Lloyd’s have already reported a sharp decrease in their results for the third quarter of the ongoing year.
Loss of rationality
July 2017
At a time when digital transformation is playing out in full swing, Swiss Re has come up with a study dedicated to new emerging risks. In a surprising move, loss of rationality appears to stand among the threats that the insurance business has to reckon with for the next three years.
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