Editorials

The Afro-optimism
November 2014
The never-ending development of turnover is the harsh reality that the insurance business is faced with. Producing more is the number one objective of insurers, who are, therefore, bound to mobility and to the constant search for both internal and external growth.
Reinsurance, an indestructible market
October 2014
Nothing seems to shake reinsurance. Neither the September 11 attacks, nor cyclones, nor tsunamis and earthquakes, nor nuclear catastrophes like Chernobyl or Fukushima, nor the economic and financial crises of recent years, stand in the way of an activity which is resisting well.
Insurance supervision
July 2014
Insurers have often considered that the control to which they are subjected by the authorities costs them much, hampers their growth, in addition to being carried out by people who lack a comprehensive vision of their activities and the tools of analysis needed to be fully effective.
Training, an investment
June 2014
Rich or poor, large or small, insurance companies recognize that human resources are their greatest asset. While for some business leaders this finding stands as a "soft consensus", we must acknowledge that the concept of "human capital" has come to dominate. By the same token, training either basic or ongoing is the preferred investment driver likely to sustain and develop this resource.
External growth for all
May 2014
Because they drive growth or because they represent untapped deposits of premiums, emerging countries like China, India, Brazil, Russia and those of South East Asia are more than ever an issue of major importance for large insurers and reinsurers.
Insurance in the Gulf between shadow and light
April 2014
Since the 2000s, insurance in the Gulf has been reporting growth rates worthy of countries like China and Brazil. The market has benefited from the sound economic fundamentals with rapidly developing sectors such as construction, public works, telecommunications, energy and transport.
FANAF, a mature organization
March 2014
Engulfed in innumerable political upheavals, in chaos for some, in full revival for others, Africa remains a fragile continent. Although hope is permitted in view of the more enviable growth rates reported, the "African miracle" does not solely rest on numbers but also on governance models where some African associations such as FANAF bring unprecedented response to the problems that weaken the continent.
Supply and demand rule
February 2014
While 2014 got off to a good start for insurers, it looked more challenging for reinsurers who will have to face difficulties according to some analysts. While leading players were hoping to maintain the 2013 tariffs, the January 1 st renewal of reinsurance treaties was achieved by means of clear price reductions, sometimes up to 25%.
Training, the big challenge
January 2014
In the fierce commercial battle involving insurers, training remains the driving force of development number one. Upgrading staff skills is the great challenge facing companies. For rich or poor, big or small, only one watchword for all: train or vanish.
Reinsurance, a local market
December 2013
Whether it is a fashionable phenomenon or a global movement, the establishment of decentralized entities is multiplying. Be it a representation office, a branch or a hub, the local needs are speeding up.
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