 |
The systematic use of new tools makes it possible to collect an ever bigger amount of data and improve risk perception. These innovations are shifting the way risks are measured, increasing the role of insurers in the area of prevention.
On the other hand, the developments reported in driverless cars and the assisted driving are shifting liability from drivers to manufacturers, makers of steering wheel system and even to those in charge the Uber type of management.
Insurers are required to master digital eco-systems, the various platforms such as Android, Google, Microsoft or Apple. They are also required to deploy flexible applications, adopting their economic to all kinds of digital environments. In motor insurance, the use of new technologies will, in the long run, result in the reduction of risks and consequently of tariffs.
Read also: