After suffering a difficult year in 2008, ARIG has posted the 2009 figures displaying a clear improvement. The reinsurer unveiled a net profit of 21.9 million USD (28.6 million USD in 2008). The absence of major claims has enabled it to report a non-life combined ratio of 98.7% compared to 99.8% a year earlier. The underwriting result is increasing with 16.5 million USD (9.6 million USD in 2008). Gross premiums reached 279.4 million USD (280.7 million USD in 2008). Net premiums have risen by 1% at 270.7 million USD.