In the United States, 10 states allow firearms on university campuses. It is even legal to carry his gun in government buildings. In 2017, Iowa became the 24th state to adopt a legislation allowing owners of firearms to open fire when they feel seriously threatened.
Accidents happen, but there is also deliberate shooting. Insurance exists to protect the shooters' rights before the courts.
Insurance protects even criminals
Encouraged by the National Rifle Association (NRA), a powerful association for the defense of gun carriers , insurers are imaginative and offer a wide range of guarantees. Some insurance companies provide the insured with teleconferencing lines available 24 hours per dat and reimburse legal fees in the event of the shooter's acquittal.
Other insurers cover the legal costs of insured persons from the beginning of the procedure, regardless of the sentence (innocent or guilty insured). They can also release money to pay the bail fee.
Insurance reimbursement for hidden weapons carriers
Premiums and limits on guarantees vary according to the coverage taken out. Example:
- insurance policy A:
- Premium: 13.95 USD per month
- Guarantee limit: legal fees: 50 000 USD
- Guarantee limit: bodily injury and damage to property: 200 000 USD
- insurance policy B:
- Premium: 49.95 USD per month
- Guarantee limit: legal fees: 250 000 USD
- Guarantee limit: bodily injury and damage to property : 1.5 million USD
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