The Emirati insurers have decided not to renew the comprehensive motor insurance for drivers causing many traffic accidents over a short period of time. This measure has been criticized by many policyholders.
For the Emirates Insurance Association (EIA), the insurance regulator, this insurers' reaction is entirely legitimate. When it comes to non-compulsory risks, insurance companies must protect themselves from high-risk customers. Still according to the same source, the policyholders can, however, underwrite compulsory motor thir party liability insurance with the same insurer or choose a competitor for a comprehensive coverage.
In 2018, road deaths in the United Arab Emirates [4] recorded a notable decline despite the increasing car fleet.