Since the World Health Organization (WHO) has classified the coronavirus [4] as a pandemic, the Bahraini insurance companies have excluded COVID-19 from all policies.
The health insurance contracts, in particular, formally exclude the risk of a pandemic.
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[3] https://www.atlas-mag.net/en/issue/insurers-facing-the-pandemic
[4] https://www.atlas-mag.net/en/article/coronavirus-toll-and-consequences