The new contracts pertaining to Moroccan insurers [4] explicitly stipulate that they do not include the risks of pandemics, epidemics, contagious diseases and other infections which henceforth shall be excluded from all insurance contracts.
The contracts also exclude any previous premium discount due to a pandemic.
Links:
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[2] https://www.linkedin.com/shareArticle?url=https%3A%2F%2Fwww.atlas-mag.net%2Fen%2Farticle%2Fmoroccan-insurers-not-to-cover-covid-19-risks&source=Atlas Magazine&mini=true
[3] https://www.atlas-mag.net/en/issue/pandemic-risk-future-eldorado-of-insurers
[4] https://www.atlas-mag.net/en/article/morocco-insurance-market-2018-results