According to Muhammad Al-Sulaiman, CEO of Najm Insurance Services, the number of people driving without motor insurance in Saudi Arabia [4] is significant.
The lack of insurance awareness is one of the reasons why drivers do not underwrite a policy. In addition, some motorists consider insurance a luxury rather than a necessity.
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[3] https://www.atlas-mag.net/en/issue/the-insurance-market-after-the-covid-19
[4] https://www.atlas-mag.net/en/article/motor-insurance-in-saudi-arabia-decreasing-premiums-in-2020