AM Best rating scale

AM Best Rating scale

AM Best

  • American firm
  • Headquarter: New Jersey, United States
  • Date of creation : 1899
  • Rating services dedicated to 3 400 companies
  • Presence in 90 countries worldwide
  • Regional offices: London, Hong Kong, Dubai, Mexico City and Singapore.

Rating scale of AM Best

AM Best is specialized in the rating of insurance and reinsurance companies. Its scale includes 7 categories that range from A to C.

Ratings can be supplemented with the signs (+) or (-) to specify the exact level or “Rating Notches”.

CategoriesRating symbolsRating notchesComments
SuperiorA+A++
Assigned to insurance companies that have a superior ability to meet their ongoing insurance obligations
ExcellentAA-
Assigned to insurance companies that have an excellent ability to meet their ongoing insurance obligations
GoodB+B++
Assigned to insurance companies that have a good ability to meet their ongoing insurance obligations
FairBB-
Assigned to insurance companies that have a fair ability to meet their ongoing insurance obligations
Financial strength is vulnerable to adverse changes in underwriting and economic conditions
MarginalC+C++
Assigned to insurance companies that have a marginal ability to meet their ongoing insurance obligations
Financial strength is vulnerable to adverse changes in underwriting and economic conditions
WeakCC-
Assigned to insurance companies that have a weak ability to meet their ongoing insurance obligations
Financial strength is very vulnerable to adverse changes in underwriting and economic conditions
PoorD-
Assigned to insurance companies that have a poor ability to meet their ongoing insurance obligations
Financial strength is extremely vulnerable to adverse changes in underwriting and economic conditions

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