The development of cyber insurance

According to the barometer devised by Allianz with 400 insurers from 30 countries, computer-related risks jumped from 15th to 8th position on the list of entrepreneurs’ concerns.

Photo credit: Gflores

In the United States, where the market is dominated by AIG, Zurich insurers along with some Lloyd’s syndicates such as Beazley and Hiscox, 31% of American companies have developed protection against cyber risks, with business giants like Allianz and Axa entering this niche as late as the end of 2013.
The tariffs in force are based on company size, type and volume of information stored and on the dependence of the insured on information systems. The risk of cyber insurance has significantly increased since the emergence of social networks, online shopping and cloud systems.

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