FNACAM has dismissed some proposals introduced by the firm in charge of defining the framework of “program contract”. The items rejected are the following: the introduction of a minimum capital of 500 000 MAD (63 850 USD) for general agents, corporate bodies and of 1 000 000 MAD (127 700 USD) for brokers; the permit for travel agencies to offer travel insurance products, the possibility of distributing health insurance by micro-credit agencies. According to FNACAM, these proposals stand as an impediment to the development of intermediaries go against the professionalism looked for in insurance.