Assurance non vie dans la zone CIMA : ratios techniques par pays
| Pays | Ratios | 2011 | 2015 | 2020 |
|---|---|---|---|---|
| Bénin | Ratio sinistres à primes | 45,30% | 48,70% | 44,00% |
| Ratio frais de gestion | 47,80% | 44,20% | 43,50% | |
| Ratio combiné | 93,10% | 92,90% | 87,50% | |
| Burkina Faso | Ratio sinistres à primes | 42,30% | 61,00% | 38,10% |
| Ratio frais de gestion | 37,60% | 37,50% | 34,60% | |
| Ratio combiné | 79,90% | 98,50% | 72,70% | |
| Cameroun | Ratio sinistres à primes | 34,00% | 44,60% | 46,50% |
| Ratio frais de gestion | 40,60% | 38,60% | 40,00% | |
| Ratio combiné | 74,60% | 83,20% | 86,50% | |
| Centrafrique | Ratio sinistres à primes | 40,40% | 47,80% | 35,50% |
| Ratio frais de gestion | 50,00% | 50,00% | 46,80% | |
| Ratio combiné | 90,40% | 97,80% | 82,30% | |
| Congo Brazzaville | Ratio sinistres à primes | 20,50% | 18,40% | 17,70% |
| Ratio frais de gestion | 28,60% | 20,20% | 31,40% | |
| Ratio combiné | 49,10% | 38,60% | 49,10% | |
| Côte d'Ivoire | Ratio sinistres à primes | 38,20% | 49,90% | 51,40% |
| Ratio frais de gestion | 45,30% | 37,70% | 36,00% | |
| Ratio combiné | 83,50% | 87,60% | 87,40% | |
| Gabon | Ratio sinistres à primes | 30,80% | 34,60% | 33,80% |
| Ratio frais de gestion | 32,60% | 32,80% | 38,30% | |
| Ratio combiné | 63,40% | 67,40% | 72,10% | |
| Guinée Bissau | Ratio sinistres à primes | - | - | 9,30% |
| Ratio frais de gestion | - | - | 64,30% | |
| Ratio combiné | - | - | 73,60% | |
| Guinée Equatoriale | Ratio sinistres à primes | 21,00% | 30,20% | 7,00% |
| Ratio frais de gestion | 31,30% | 30,30% | 22,10% | |
| Ratio combiné | 52,30% | 60,50% | 29,10% | |
| Mali | Ratio sinistres à primes | 26,90% | 27,10% | 33,30% |
| Ratio frais de gestion | 51,50% | 43,20% | 40,50% | |
| Ratio combiné | 78,40% | 70,30% | 73,80% | |
| Niger | Ratio sinistres à primes | 30,30% | 38,10% | 40,80% |
| Ratio frais de gestion | 38,00% | 42,80% | 40,10% | |
| Ratio combiné | 68,30% | 80,90% | 80,90% | |
| Sénégal | Ratio sinistres à primes | 56,80% | 43,30% | 52,70% |
| Ratio frais de gestion | 42,50% | 42,70% | 37,20% | |
| Ratio combiné | 99,30% | 86,00% | 89,90% | |
| Tchad | Ratio sinistres à primes | 38,00% | 33,00% | 33,00% |
| Ratio frais de gestion | 44,30% | 37,30% | 36,50% | |
| Ratio combiné | 82,30% | 70,30% | 69,50% | |
| Togo | Ratio sinistres à primes | 45,00% | 46,40% | 48,50% |
| Ratio frais de gestion | 41,40% | 42,40% | 37,20% | |
| Ratio combiné | 86,40% | 88,80% | 85,70% | |
| Total CIMA | Ratio sinistres à primes | 37,20% | 41,20% | 43,10% |
| Ratio frais de gestion | 40,30% | 36,40% | 37,10% | |
| Ratio combiné | 77,50% | 77,60% | 80,20% |
Lire aussi | Le marché de l’assurance de la zone CIMA
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