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According to the annual report of the Insurance Anti-Fraud Agency (ALFA), the cost of insurance fraud reached 946.3 million USD in 2025, up 4.9% over one year.
Of this amount, 66.2%, that is 626.6 million USD, related to non life insurance (fire, accidents, and miscellaneous risks).
Fraud-related losses in pension, health, and life insurance increased by 25.8%, 11.8%, and 101.7%, respectively.
ALFA reported that fraudulent acts primarily take the form of false claims (fictitious claims, disguised vehicles, staged accidents) as well as document fraud (fake receipts, falsified medical prescriptions, photos altered using artificial intelligence, etc.).
