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Covéa closed the 2025 fiscal year with a net profit of 1.766 billion EUR (2.1 billion USD), up 47% year-over-year.
Gross written premiums totaled 27.395 billion EUR (32.2 billion USD), down 1.2% compared to the same period in 2024.
Premium volume is broken down as follows:
Figures in millions
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| 2025 | 2024 | Evolution | |||
| EUR | USD | EUR | USD | ||
| Insurance in France | 17 427 | 20 500 | 16 944 | 17 648 | +2.9% |
| International Insurance | 746 | 878 | 807 | 841 | -8% |
| Total insurance | 18 173 | 21 378 | 17 751 | 18 489 | +2.4% |
| Partner Re | 8 192 | 9 636 | 8 671 | 9 032 | -5.6% |
| Covéa Cooperations | 1 030 | 1 212 | 1 300 | 1 354 | -20.8% |
| Total Reinsurance | 9 222 | 10 848 | 9 971 | 10 386 | -8% |
| Total gross earned premiums | 27 395 | 32 226 | 27 722 | 28 875 | +1.2% |
The company’s equity stood at 21.2 billion EUR (24.9 billion USD) at end-December 2025, with a solvency ratio of 221%.
Alongside its financial results, the group also unveiled its “dynamiC” roadmap for the 2026-2028 period.
The objectives outlined in the new strategic plan include:
- gross written premiums of 30 billion EUR (35.3 billion USD)
- a combined ratio below 98%
- a solvency ratio above 180%
- net result between 1.5 and 2 billion EUR (1.8 and 2.4 billion USD).
Explore | Atlas Reinsurance Reports - Europe 2026
