English
Français
According to a study by the Swiss Re Institute, the global protection gap for natural disasters will reach 424 billion USD in 2025 against 395 billion USD in 2024.
This indicator measures the difference between the insurance premiums currently underwritten and those needed to cover all estimated economic losses.
The widening of this financial gap is primarily due to the rising value of assets exposed to natural disasters.
Although insurance coverage has generally kept pace with the rapid growth in exposures, these two factors continue to pose risks to resilience.
In its report, the reinsurer emphasizes the need for targeted adaptation projects aimed at reducing losses, supporting insurability, and strengthening risk transfer mechanisms.
