Emirati insurance market in 2025

March 25, 2026
EAU

The Central Bank of the United Arab Emirates has published preliminary data on the local insurance market for the past fiscal year.

Total premiums reached 75.2 billion AED (20.5 billion USD) at the end of December 2025, representing a 15.5% year-on-year increase.
Claims paid by insurers rose by 11% to 46.2 billion AED (12.6 billion USD).

Technical provisions amounted to 99.2 billion AED (27 billion USD), up 7.6% compared to the same period in 2024.

The total assets and equity of UAE insurance companies stood at 166.7 billion AED (45.4 billion USD) and 32.8 billion AED (8.9 billion USD), respectively.

As of end-2025, the UAE insurance market comprised 58 licensed entities, including 22 conventional insurers, 10 Takaful operators, and 26 branches of foreign insurance companies.


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